Insurance Built For Property Owners Like You

core Coverages
A man and a woman are sitting at a table with a laptop.

We make landlord insurance easy to understand. Whether you own one rental or several, our team helps you find reliable coverage that fits your properties and your goals.

From property damage to tenant-related claims, we offer smart, flexible policies designed to protect your investments—so you can focus on managing with confidence.

Protect Your Rental Property & Income

Property Coverage
A group of people are sitting at a table with a laptop.

Property Coverage

Property coverage helps protect the structure of your rental building from damage caused by events like fire, storm, or vandalism. It also often covers appliances and maintenance tools stored on-site.

  • Covers fire, wind, & hail damage
  • Includes detached structures (sheds, garages)
  • Can extend to furnishings in the unit
  • Often includes loss due to vandalism
  • Protects your rental investment
Liability Protection
A man is sitting on a couch using a laptop computer.

Liability Protection

Liability coverage helps if someone is injured on your rental property or if a tenant claims negligence. It covers legal fees, medical expenses, and more.

  • Covers guest injuries on the property
  • Legal defense fees included
  • Medical payments coverage
  • Claims of tenant negligence
  • Protection for lawsuits & settlements
Loss of Rental Income
A group of people are looking at a blueprint of a house.

Loss of Rental Income

If your property becomes unlivable due to a covered event, this coverage helps reimburse lost rental income while repairs are made. It keeps your cash flow steady through disruptions.

  • Helps cover missed rent
  • Applies after fire or storm damage
  • Keeps income stable during repairs
  • Supports long-term tenants
  • Included in many landlord policies
A man and a woman are holding hands in front of cardboard boxes.
FREQUENTLY ASKED QUESTIONS

Landlord Insurance

Here are common questions property owners ask when looking for the right rental property insurance.

  • What does landlord insurance cover?

    Landlord insurance typically includes property coverage, liability protection, and loss of rental income. It’s built to protect your rental home, apartment, or multi-unit property from damage, lawsuits, and loss of rent due to covered events.

  • Is landlord insurance required by law?

    No, but it's highly recommended—and often required by lenders. Standard homeowners insurance won’t cover tenant-occupied properties. Landlord coverage is the best way to protect your investment properly.

  • Does it cover tenant damage?

    Some policies include limited coverage for intentional or accidental tenant damage, but it varies. You may also add specific endorsements. We’ll help you review options that address real risks you face.

  • What if my rental is vacant?

    Most standard landlord policies limit or exclude coverage if the property is vacant too long. If you expect a vacancy, we can discuss vacant home coverage or policy adjustments.

  • Can I bundle landlord insurance with other policies?

    Yes! Bundling with personal or umbrella insurance can simplify your coverage and save money. We’ll help you build a bundle that fits your situation.

Get A Custom Quote Today

Coverage Questions? Let’s Talk