Auto Insurance That Moves With You
core Coverages
We make auto insurance straightforward. Whether you're driving across town or across state lines, we help you find coverage that fits your vehicle, your life, and your budget.
From daily commutes to weekend road trips, our policies are designed to keep you protected—and keep the process clear from start to finish.
Coverage That Keeps You On The Road
Liability Coverage
Liability Coverage
Liability coverage protects you financially if you’re responsible for injuries or property damage in an accident. It’s required in most states and forms the foundation of every auto policy.
- Covers bodily injury to others
- Pays for damage to others' property
- Includes legal defense costs
- Required by law in most states
- Customizable limits based on your needs
Comprehensive & Collision Coverage
Comprehensive & Collision Coverage
These coverages protect your own vehicle. Collision helps with repairs after an accident; comprehensive covers non-collision events like theft, hail, or vandalism.
- Protects against theft & weather damage
- Covers repair costs after collisions
- Applies to single-vehicle incidents
- Often required for financed vehicles
- Helps maintain your vehicle’s value
Uninsured & Underinsured Motorist Coverage
Uninsured & Underinsured Motorist Coverage
If you’re hit by someone with too little—or no—insurance, this coverage helps pay for injuries and damages. It’s critical protection when the unexpected happens.
- Covers you when the at-fault driver can't
- Helps pay for medical bills
- May include lost wages coverage
- Often required or strongly recommended
- Adds peace of mind on the road
FREQUENTLY ASKED QUESTIONS
Auto Insurance
Explore common questions drivers ask about auto insurance—from what it covers to how to lower your premium.
What does auto insurance typically cover?
Auto insurance usually includes liability coverage, which is required by law, and optional coverages like collision, comprehensive, and uninsured motorist. It protects you, your vehicle, and others involved in a covered accident or event. Every policy can be tailored to meet your driving habits and state requirements.
How can I lower my auto insurance premium?
There are several ways to reduce your premium: maintain a clean driving record, bundle policies, increase your deductible, or take advantage of safe driver discounts. We’ll help you review your options and apply every eligible discount available.
Do I need full coverage on an older car?
Not necessarily. It depends on the car's value and your risk tolerance. If the car’s value is low, you may choose to drop collision or comprehensive coverage. We'll help you make an informed decision based on cost and protection.
What should I do after an accident?
Make sure everyone is safe, call emergency services if needed, and exchange information with the other driver. Then, contact us. We’ll walk you through the claims process and answer any questions you have.
Can I get coverage for a teen driver?
Yes, and we help make it manageable. While premiums are higher for young drivers, we’ll explore discounts for good grades, safe driving courses, and more to help reduce the cost.