Are you paying way too much money on auto insurance? Have you been with your insurance agent for a while and want to know how to save money on your current policy? If you answered yes to one or both of these questions, then you have come to the right place.
The Brooks & Stafford Company is an independent insurance agency located in the heart of downtown Cleveland who is known for shopping for the most competitive rate when it comes to auto insurance. As an independent Cleveland Insurance Agency, Brooks & Stafford partners with multiple companies and offers insurance to potential clients. However, not everyone is fortunate to work with an independent agency so learning universal ways to save money on auto insurance can be significantly beneficial.
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You might not own three Mustangs, but you most definitely could have more than one car. If that’s the case, look into how putting more than one car on the same auto insurance policy could save you money.
If you have more than one car, then make sure all of your vehicles are on one policy as most insurance companies will reward you with a discount for having a multi-car policy. If your insurance company does not reward you with this discount, contact this Cleveland Insurance Agency as they can get you this discount.
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Not everyone knows about this discount as many have separate insurance policies with different companies for their home and auto insurance policies. For whatever reason that may be, you should consider contacting your insurance agents and see which company could give you the best rate with both properties tied to the same company due to the package discount.
Along with a multi-car discount, insurance companies try to offer the package discount as they try to up sale more of their insurance products. Any vehicle insured that happens to be on the same policy as a homeowner’s policy will receive a package discount. Insurance companies have representatives that are continuously trying to up-sell insurance products and this package discount is a direct result.
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Teens getting their license that begin driving represent a significant amount of risk for an insurance company. However, a teen with good grades in school helps the insurance company evaluate the amount of risk by promoting success in the classroom. That is why an insurance company rewards individuals enrolled in school that have good grades with lower rates on auto insurance.
Move to or Stay in Ohio
Now that Ohio is the home of the 2016 NBA Champions many people are making Cleveland as a topic of interest, but this is not the only reason to move to or stay in Ohio. Ohio has specific state insurance laws that make it special compared to other states.
Ohio is considered the 2nd best place to have auto insurance because it is the 2nd most inexpensive place on average. See what makes auto insurance in Ohio different and how your state compares to the rest. Ohio is a state that contains a competitive market for insurance as several hundred insurance companies are trying to compete with one another by offering the best price to consumers.
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Try riding your bike to work or taking the rapid. If you live downtown or live close to work, riding to the office is a great way to start the day off right. Get the blood pumping in the morning along with the thought of saving money on gas will result in a fantastic start to the day. In addition, taking public transportation such as the rapid or bus are other alternatives to driving. This option will allow you to read and potentially help bypass during rush hour traffic.
Not only will it help preserve the environment by limiting pollution, but it will decrease the probability of filing an auto claim. The less amount of time spent on the road driving means fewer opportunities there will be to get into an accident. There might not be a concrete discount for this, but according to statistics it will pay off in the long run.
These are five easy ways to save money on your auto insurance as these are changes you can make today!
Saved on Auto Insurance and Want More Tips?
For similar interests, read 7 Tips to Save Money on Homeowner’s Insurance. If you are interested in learning about the other ways to save money on your auto insurance, call a representative at Brooks & Stafford at 216-696-3000 or check out our website.